Buying a house is like putting together a bicycle with no directions.
You have decided to buy a home. Such an exciting time! Purchasing a property is likely the largest financial decision you will ever make. For most of us, buying a home will include mortgage debt. There is an increasing degree of complexity in the purchase and financing process, and I can guide you through these. Real estate is my full time profession, keeping me current on market conditions and various lending options.
There are so many reasons to buy a home. Perhaps you are tired of paying rent and want something to call your own. You may have outgrown your current home and need more space. Maybe purchasing investment property is a goal. You may want to move to a new community, more urban or more suburban, or a different school district. You want to shorten your commute, or find a home laid out to allow you to work remotely. Having a clear sense of your reasons for buying will help us find the right property.
Property ownership has historically been a solid investment. Owning real estate is one of the least risky ways to build equity and obtain a greater return on your initial investment.
Your credit score will play a significant factor in what you can purchase. Our lending partners can help you increase your score if needed, or find the right financing options. While you are in the home buying process, it’s not the time to finance a car or change jobs.
Here are some factors to consider when choosing your real estate professional:
- Look for a Realtor who has experience in your areas of interest. Ask about credentials and experience.
- Ensure their availability to look at homes matches yours!
- Does the agent return your calls, texts or e-mails promptly? Time is money when attempting to buy a property.
- Choose a Realtor who listens attentively to your needs and concerns, who you feel comfortable with. You’ll be spending a lot of time together!
William Shakespeare said, “When I was at home, I was in a better place.” I welcome the opportunity to help you find that better place.